Toa Payoh HDB blocks and resale prices

270 HDB blocks in Toa Payoh with resale figures or live listings. How resales compare with identical flats sold at least five years earlier, net of stamp duty.

Resales in Toa Payoh

Over the 12 months to Sep 2026, 99% of 651 resales in Toa Payoh sold above an identical flat's earlier price.

Median change +40.9% before costs (middle half +31.8% to +53.1%), about +5.0% a year. The identical flat had last sold a median 6.4 years earlier.

After stamp duty: +38.7% for a citizen household, +32.6% for a household of permanent residents.

After typical costs: +32.0% for a citizen household (98% above), +26.5% for permanent residents.

Net figures cover 648 of the 651 resales: stamp duty rates before March 1996 are not published, so earlier purchases cannot be netted.

Over the 10 years to Sep 2026, 70% of 6,395 resales in Toa Payoh sold above an identical flat's earlier price.

Median change +18.4% before costs (middle half -4.6% to +41.7%), about +2.2% a year. The identical flat had last sold a median 6.7 years earlier.

After stamp duty: +16.1% for a citizen household, +12.4% for a household of permanent residents.

After typical costs: +11.0% for a citizen household (63% above), +7.3% for permanent residents.

Net figures cover 6,374 of the 6,395 resales: stamp duty rates before March 1996 are not published, so earlier purchases cannot be netted.

2 Room

Over the 12 months to Sep 2026, 100% of 20 resales in Toa Payoh (2 Room) sold above an identical flat's earlier price.

Median change +36.1% before costs (middle half +30.1% to +46.1%), about +5.2% a year. The identical flat had last sold a median 5.5 years earlier.

After stamp duty: +34.5% for a citizen household, +28.1% for a household of permanent residents.

After typical costs: +27.3% for a citizen household (100% above), +21.4% for permanent residents.

3 Room

Over the 12 months to Sep 2026, 99% of 326 resales in Toa Payoh (3 Room) sold above an identical flat's earlier price.

Median change +40.4% before costs (middle half +29.4% to +52.6%), about +5.9% a year. The identical flat had last sold a median 6.0 years earlier.

After stamp duty: +38.7% for a citizen household, +32.4% for a household of permanent residents.

After typical costs: +31.7% for a citizen household (98% above), +25.7% for permanent residents.

4 Room

Over the 12 months to Sep 2026, 100% of 179 resales in Toa Payoh (4 Room) sold above an identical flat's earlier price.

Median change +40.5% before costs (middle half +32.5% to +51.2%), about +4.8% a year. The identical flat had last sold a median 6.9 years earlier.

After stamp duty: +37.6% for a citizen household, +31.5% for a household of permanent residents.

After typical costs: +32.2% for a citizen household (98% above), +26.5% for permanent residents.

5 Room

Over the 12 months to Sep 2026, 100% of 113 resales in Toa Payoh (5 Room) sold above an identical flat's earlier price.

Median change +44.1% before costs (middle half +36.2% to +59.3%), about +4.6% a year. The identical flat had last sold a median 8.2 years earlier.

After stamp duty: +40.3% for a citizen household, +34.3% for a household of permanent residents.

After typical costs: +35.3% for a citizen household (100% above), +29.5% for permanent residents.

Net figures cover 110 of the 113 resales: stamp duty rates before March 1996 are not published, so earlier purchases cannot be netted.

Share of resales above an identical flat's earlier price by year, Toa Payoh (years with fewer than 20 comparable resales omitted)
Year	Comparable resales	Above
1995	365	100%
1996	738	100%
1997	738	100%
1998	1116	100%
1999	1515	100%
2000	997	98.6%
2001	865	58.4%
2002	805	23%
2003	772	46.9%
2004	761	71%
2005	770	56.6%
2006	783	65.8%
2007	722	82.1%
2008	796	95.9%
2009	796	98.5%
2010	961	99.6%
2011	662	100%
2012	447	100%
2013	455	100%
2014	458	100%
2015	490	91.8%
2016	499	69.7%
2017	595	59.5%
2018	560	43.2%
2019	621	37.4%
2020	604	37.9%
2021	766	55.6%
2022	687	80.2%
2023	604	94%
2024	613	99%
2025	740	99.9%
2026	484	99.4%

Change against an identical flat's earlier price, Toa Payoh, Oct 2016 to Sep 2026, before costs
Change	Resales
Below -20%	659
-20% to 0%	1233
+0% to +20%	1408
+20% to +40%	1379
+40% to +60%	908
+60% to +80%	394
+80% to +100%	202
+100% and above	212

How these figures work

Each resale is compared with the most recent sale of an identical flat (same block, floor band, flat type, model, size and lease) at least five years earlier. HDB publishes no unit numbers, so this is not any owner's own purchase price.

"After stamp duty" deducts buyer's stamp duty at the rates in force on the earlier purchase, and 5% additional buyer's stamp duty for households of permanent residents from 12 January 2013. Seller's stamp duty never applies after five years.

"After typical costs" also deducts 2% seller and 1% buyer agent commission, S$3,000 legal fees for each side, HDB and registry fees and mortgage stamp duty. Commission is not regulated and varies.

Contains information from Resale Flat Prices and HDB Property Information accessed from data.gov.sg, which is made available under the terms of the Singapore Open Data Licence version 1.0.